Hope Starts Here. Help Is Within Reach.
Wallace Disability Solutions:
Your Ally in the Fight for Benefits
Personalized disability advocacy from start to finish.
Where Compassion Meets Proven Expertise
Social Security Disability
Social Security Disability Insurance is also commonly known as SSDI, DIB, and/or Title II. This program is part of the largest of several Federal programs providing assistance to people with disabilities. To qualify for SSDI benefits, you first must have work credits, i.e., worked and paid Social Security taxes. It is important to note that in order to obtain full benefits from this program, you must be found disabled prior to your Date Last Insured (DLI). The advantage of this program is that in addition to paying disabled workers, auxiliary benefits may be payable to a worker’s dependents as well. Medicare coverage is also included with SSDI; however, this will only be available after 2 years from the date that you were found eligible for disability benefits. As with the Supplemental Security Income (SSI) disability benefits, your disability has to last for at least 12 months and must keep you from working on a full-time basis.
Essential Support When You Need It
Supplemental Security Income
Claiming Supplemental Security Income (SSI) disability benefits differs slightly from SSDI in which there are no earnings or work credits requirements. This benefit covers adults and children who are disabled and have limited income. To qualify for this program, you must have less than $2,000 ($3000 for a couple) worth of assets or resources, which includes money you may have in your bank accounts or any other possessions of value. If you receive SSI, you are also eligible for Medicaid; however, there are no auxiliary benefits with this program for dependents. As with SSDI, you must meet the medical standards to be eligible for this benefit which is a condition preventing full-time work for at least 12 months.
Please note, if you have previously worked, you could qualify for both SSDI and SSI benefits depending on your work credits, Date Last Insured (DLI), and current financial status. If you apply for SSI, the Social Security Administration office should also have you apply for SSDI, even if you believe you would not qualify. They will inform you if you do not meet the requirements for either program.
Where Compassion Meets Proven Expertise
Social Security Disability
Social Security Disability Insurance is also commonly known as SSDI, DIB, and/or Title II. This program is part of the largest of several Federal programs providing assistance to people with disabilities. To qualify for SSDI benefits, you first must have work credits, i.e., worked and paid Social Security taxes. It is important to note that in order to obtain full benefits from this program, you must be found disabled prior to your Date Last Insured (DLI). The advantage of this program is that in addition to paying disabled workers, auxiliary benefits may be payable to a worker’s dependents as well. Medicare coverage is also included with SSDI; however, this will only be available after 2 years from the date that you were found eligible for disability benefits. As with the Supplemental Security Income (SSI) disability benefits, your disability has to last for at least 12 months and must keep you from working on a full-time basis.
Your story isn’t over
—it’s just beginning.
Take the First Step Today.
If you’re ready to take control of your future, we’re here to help. Whether you’re applying for the first time, need assistance with an appeal, or simply have questions, our team is just a phone call away.
